The good news? You can enjoy summer without any health concerns with just a bit of planning and common sense.’”. These six tips will provide you with some practical and effective ways to stay cool while keeping yourself and those in your vicinity safe. 1.Hydration is necessary and not optional. Consider water as the ultimate …
More than a third of underwriters’ time is still spent on non-core tasks, such as data collection and administrative work, according to our latest Underwriting Rewritten survey. Even though there have been some progress since 2021, underwriters are still struggling. However, the numbers this year are different. AI and automation are set to revolutionize the …
The present-day phone fraud is characterized by a combination of urgency, fear, and credibility that can make even the most unintelligent individuals feel uncertain. In the United States, phone scams are now a common type of fraud, costing Americans billions annually. The protection of policy numbers, Social Security numbers and banking credentials is a vital …
The good news? By choosing the right coverage, you can protect your truck, equipment, and reputation while concentrating on serving happy customers. How does food truck insurance vary from other forms of insurance? In contrast to a restaurant, where food trucks are not always located. Why is that so? The benefits of mobility are substantial, …
Phishing scams, ransomware demands, malware infections and other digital “attacks” remain the most significant. Why? Their vulnerability is not solely due to their sophistication, but also because of their tendency to exploit human errors, outdated software, and avoid danger by thinking it won’t happen. By utilizing cyber liability insurance, most cyber attacks can be avoided, …
If you live in or near a designated flood zone, getting flood insurance can be the difference between saving your life and facing financial ruin. To learn about flood zones, the coverage of flood insurance, and why coastal communities should consider obtaining flood protection. Please take your time to read carefully. Define the concept of …
The purchaseer’s market is characterized by a soft market with stable premium rates, generous coverage terms, fierce competition among insurers, and ample risk appetite. A tough market (seller’ s market) is characterised by rising premiums, reduced coverage, increased flexibility for underwriters and reduced risk exposure. Firms are now observing a strengthening market after one of …
But every tide eventually turns. And the brokerage sector is beginning to feel the undertow. Organic Growth Slows, M&A Cools Interest rates are no longer the bargain they once were. The cost of capital is climbing, and liquidity isn’t as easy to come by. M&A deal activity dropped nearly 30% in the first eight months …
That’s where marina insurance steps in. It isn’t just a box to tick for compliance—it’s a shield, a safety net, and in some cases, the only thing standing between a business surviving or going under. What Is Marina Insurance? At its core, marina insurance is designed to cover the unique liability exposures of running or …
Here’s how to prepare your car for winter like a pro: 1.Keep an Eye on Tire Pressure When temperatures plummet, so does tire pressure. Underinflated tires mean less grip on icy roads—never a good combination. Make it a habit to check your tire pressure weekly to ensure maximum traction and control. 2.Test Your Battery’s Strength …