Without the jargon and fine print fog, let us dissect everything in a straightforward, kind manner. Is Life Insurance Really Necessary? Most likely, the answer is yes if someone you care about would have financial difficulties without your salary. Your designated beneficiaries—typically your spouse, kids, or anybody who needs you to pay the bills—will get …
Month: October 2025
The reason? Business insurance can feel complicated like a maze of policies, fine print, and premiums. But there’s one solution that simplifies it all: the Business Owner’s Policy (BOP). It’s an all-in-one insurance package designed for small to mid-sized businesses that need broad protection without breaking the bank. Let’s break down what a Business Owner’s …
Kenneth Saldanha joins us in our London studio for this anniversary edition to discuss the key themes that are changing the insurance market in the United Kingdom. The discussion covers the entire risk spectrum, from intense international competition to domestic pricing pressures, the emergence of Gen AI, and the future of pet insurance. The London …
A beach home isn’t just property, it’s a sanctuary where summers stretch long, laughter lingers, and memories salt the air. But owning a home so close to the ocean also means living side-by-side with its wild moods. So while your beach house protects your family’s memories, it’s your job to protect the house itself and …
Let’s break down condo insurance vs. homeowners insurance, what each covers, and how to choose the right one for your lifestyle. 1.The Big Picture: Condo vs. Home Coverage While homeowners insurance (HO-3 policy) protects an entire property from the walls to the land it sits on, condo insurance (HO-6 policy) focuses mainly on what’s inside …
At the center of these moves is Soeren Soltysiak, who will step into the role of Chief Executive Officer of Asia Reinsurance Solutions starting April 1, 2025. Based in Singapore, Soltysiak will report to George Attard, Aon’s APAC CEO of Reinsurance Solutions. In this expanded position, Soltysiak will steer Aon’s reinsurance strategy across treaty and …
But here’s the catch no one warned you about when you became your own boss: health insurance suddenly becomes your full-time problem. And not the fun kind of problem of “how is this so expensive, and why are there fifty forms?” kind. Still, there’s hope. There are insurance options designed for freelancers, gig workers, and …
But here’s the thing: many business owners get insurance wrong. They either rush through the process, underinsure themselves, or simply don’t understand what they’re signing up for. The result? Costly surprises when something goes wrong. Let’s walk through the eight most common business insurance mistakes and how to avoid them with the confidence of a …
In fact, insurance is one of the most enduring industries in the world and for good reason. In 2021 alone, Americans paid over $1.4 trillion in insurance premiums, a number that speaks volumes about our collective desire to be ready for life’s “just in case” moments. So, what kinds of coverage actually matter? Below, we’ll …
Everything you need to know to submit an ICC claim is covered in this tutorial, including eligibility, supporting evidence, and how to steer clear of expensive errors that can compromise your reward. Take a look at this homeowner’s survival guide for a complex yet potentially transformative financial protection. ICC Insurance: What Is It? Your flood …