Today we are going to answer some questions that many travelers ask us… What travel insurance for Australia should I buy? What should your coverage be? Is it mandatory to have traveler assistance?
We’re going to answer this and share some more tips with you, so grab a pen and paper.
First of all, we must tell you that if you plan to visit Australia, whether as a tourist or with a Working Holiday visa, it is important that you consider purchasing travel insurance to protect you in case of medical emergencies, flight cancellations, or other unforeseen events.
No matter where in the world you travel, it is always important to travel insured.
In the case of insurance for traveling to Australia, there are some considerations that you should take into account, so let’s get started.
Is it mandatory to take out travel insurance for Australia?
The answer to this very common question is NO.
But, although it is not mandatory to have travel assistance in Australia, it is highly recommended due to the high cost of medical services in the country.
A small medical incident could result in a costly bill, especially if you need emergency care or hospitalization.
To give you an idea, Australia is among the most expensive countries when it comes to health.
A simple medical consultation can cost you USD 300 and if we talk about something more serious, you could pay up to USD 7,000 per hospitalization.
As you will see, the investment in purchasing health insurance in Australia is negligible about what medical care can cost you.
On the other hand, traveler assistance can also protect you in case of flight cancellation, lost luggage, and other unforeseen problems that may arise during your trip.
What should you take into account when purchasing insurance to travel to Australia?
To find the best travel insurance for Australia, you must consider certain key factors.
1 Length of stay
The first thing you should know is that there is some travel insurance that can have a maximum duration of 90 days.
Therefore, if your stay is longer, you will need to look for travel insurance that suits your needs.
In this case, taking out insurance to go on vacation is not the same as taking out insurance to travel to Australia with a Working Holiday Visa.
2 Activities to carry out
Another factor you should take into account is that the travel insurance covers any activities you plan to do, as some activities may be excluded from coverage.
For example, if you plan to play extreme sports, make sure your travel insurance covers these activities.
3 Coverage amount
As we already mentioned, healthcare costs can be very high, so you need to make sure your Australian health insurance coverage amounts are enough to cover any inconveniences.
Review the amount carefully for each case and make sure it includes medical transfer and funeral repatriation.
If you have a pre-existing illness, you should also add it to your health insurance coverage for traveling to Australia.
4 Cancellation coverage
Check if the insurance you are considering covers trip cancellation in the event of an emergency, such as an illness or death in the family.
This way, you can recover part or all of the money invested in the trip.
It seems silly, but a trip to Australia is very expensive and it would be a shame to lose all the money.
5 Luggage protection
Imagine arriving in Australia, finding your suitcase lost, and having to buy clothes for your entire stay. It would be an extremely high and unnecessary expense if it could be avoided.
Make sure your Australia travel insurance covers loss, theft, or damage to your luggage.
This will give you peace of mind in case something goes wrong.
Taking all this into account, you are now ready to compare different options and find the best travel insurance for Australia.
If you still have questions, you can contact us so we can help you find coverage for your needs.
You can compare different insurances in our quote.
