New Insurance Consumer Paradigms

The primary factors influencing these changes—the growing amount of data being collected and used, as well as technology developments that make it possible to link this data to insurance products—will continue to influence how customers look for insurance. These developments are becoming essential to the future of insurance, regardless of whether people decide to work …

Update on the Insurance Sector: Increasing Claims, Social Unrest, and Climate Change

Satellite Data Provides a Different Perspective on Risk Abbey Compton and I examine how satellite technology is providing more precise, in-depth data than ever before in the most recent Insurance News Analysis. Cities are physically warming as a result of new data on excessive land surface temperatures in urban areas. The way insurers underwrite property …

A New Era of Insurance Risk: Why the Old Method Is No Longer Effective

Today? The bakery has changed into something much more intricate. These days, it takes more than simply bread, sugar, and a cozy shop. It’s: Point-of-sale platforms connected to outside suppliers A website that sells both domestically and abroad Payroll and accounting systems hosted on the cloud Worldwide vendors for branded merchandise, personalized boxes, and ingredients …

Agency Networks: The Silent Giants Transforming the Distribution of Insurance

Welcome to the emergence of the agency network, a subtly revolutionary development in the distribution of insurance that is bringing small and mid-sized agencies on an equitable playing field despite the industry’s increasing complexity. The Reasons for the Increase in Agency Collaboration Let us begin with the obvious: operating an independent agency in the modern …

Inclusive Insurance: Where Profit and Purpose Collide

Companies like Allianz (which offers specialized migrant insurance in Europe) and Generali (via The Human Safety Net) are already demonstrating what is possible when we build for groups that are often excluded from the financial system, such as low-income families, women, minorities, and migrants. This is why it is important: 1.A Huge, Untapped Market Because …

Insurance Generative AI Offers Great Potential, But Only If Done Correctly

In a recent episode of Insurance News Analysis, I had the honor of sitting in the hot seat—which is typically occupied by Kenneth Saldanha himself—with Bruce Hentschel, a seasoned professional in the field, to discuss what responsible usage of generative AI in insurance actually entails. It is about much more than efficiency and automation, spoiler …

A New Age of Risk: The Need for Insurers to Reevaluate All of Their Exposure Knowledge

They may make use of a cloud-based third-party point-of-sale system. Five different nations may supply their materials. They can be using an online store to offer personalized cookies to customers in different states. Additionally, they most likely use a SaaS platform you have never heard of to handle payroll and benefits. There are additional levels …