Despite the abundance of Instagram videos, there are still hidden liabilities lurking behind the reels and triumphant “before-and-after” shots. It’s possible that your weekend project could become a financial nightmare due to permits, insurance issues, safety concerns, and even resale worries. Before you start tearing down walls, here’s what you need to know before you …
View it as an illustration of harmony in the midst of turmoil. When faced with a wildfire that is too dangerous to be comforted, as well as splattered pipes in your basement, an urgent medical emergency, or roaring hurricanes off the coast, having arranged for you and your family to move forward. What makes an …
This is where fire insurance comes in.? Most homeowners fail to realize they need a safety net until they examine the burned-out remains of their kitchen. To clarify what it covers, what is missing, and whether you require fire insurance, let’s take a brief look. What Is Fire Insurance, Really? Think of fire insurance as …
Getting ready is about being proactive, not reactive. Until everyone else is quick to buy water or fuel, it’s too late. Preparing beforehand not only reduces panic but also improves safety, saves time and can even save lives. Why Advance Preparation Matters. Surviving communities are put on hold during a potential natural disaster. Emergency responders …
One of the most valuable things you can obtain from the little rectangle in your pocket is. It’s worth noting that hackers have a greater fondness for your phone than you do. It’s small, portable, and often less secure than using a laptop at work. However, it still provides great protection. We at McMahon Insurance …
By using pre-written email addresses or urgently for wire transfers, these scams exploit the human instinct of trust, speed, and a desire to complete tasks. Identifying red flags and implementing security measures is no longer optional for business owners or employees. What makes fake emails so hazardous? Why are they so effective? Even today, email …
More than a third of underwriters’ time is still spent on non-core tasks, such as data collection and administrative work, according to our latest Underwriting Rewritten survey. Even though there have been some progress since 2021, underwriters are still struggling. However, the numbers this year are different. AI and automation are set to revolutionize the …
The present-day phone fraud is characterized by a combination of urgency, fear, and credibility that can make even the most unintelligent individuals feel uncertain. In the United States, phone scams are now a common type of fraud, costing Americans billions annually. The protection of policy numbers, Social Security numbers and banking credentials is a vital …
The purchaseer’s market is characterized by a soft market with stable premium rates, generous coverage terms, fierce competition among insurers, and ample risk appetite. A tough market (seller’ s market) is characterised by rising premiums, reduced coverage, increased flexibility for underwriters and reduced risk exposure. Firms are now observing a strengthening market after one of …
That’s where marina insurance steps in. It isn’t just a box to tick for compliance—it’s a shield, a safety net, and in some cases, the only thing standing between a business surviving or going under. What Is Marina Insurance? At its core, marina insurance is designed to cover the unique liability exposures of running or …