The good news? A few simple habits and regular maintenance can keep your family safe while you enjoy the comfort of your fireplace. Fireplace Safety Tips Every Homeowner Should Know Keep it clear. Before lighting a fire, make sure the fireplace is free of debris. Always keep flammable items like furniture, blankets, and papers at …
But here’s the thing: picking the right agency really does matter. Whether it’s your health, your home, or your business on the line, the agency you choose is the one that’s supposed to step in when life takes an unexpected turn. So how do you make sure you’re in good hands? Here are five down-to-earth …
Think of it as your financial safety net. If a customer slips and gets hurt, a fire damages your building, or you face a lawsuit, insurance is what keeps your business from paying out of pocket for something that could easily sink you. So let’s tackle the big question most business owners have: how much …
Think of insurance as your safety net. It won’t stop accidents or lawsuits from happening, but it will make sure your business and your personal assets are protected when they do. What Is Commercial Business Insurance? At its core, commercial business insurance is designed to cover the losses that you, as a business owner, likely …
We’ve gathered the most important updates from major personal insurance carriers so you can easily see what’s available and how to access it. Encompass Insurance Encompass is offering a “Shelter-in-Place Payback” for eligible auto policyholders, plus extra perks during the pandemic: Payback Refund: About 15% of your April and May auto insurance premiums will be …
And life? Well… it loves to throw curveballs. An unexpected accident, a freak storm, or a split-second mishap could put those precious possessions at risk. Specialty insurance serves as a safety net for the things that are most important but do not necessarily fall under the purview of “standard insurance.” Because although cash can be …
Cold months can be tough on a home snow, ice, wind, and freezing temperatures all leave their mark. Now’s the perfect time to check things over, freshen up, and make sure your place is ready for the months ahead. Here’s your friendly, step-by-step checklist to de-winterize your home—inside and out. Inside the Hous 1.Check your …
Yet here’s the tough truth: your regular homeowner’s insurance won’t cover flood damage. That means, without flood insurance, the cost of repairs, cleanup, and even replacing your belongings will fall entirely on you. Sadly, after hurricanes in Texas and North Carolina, many families discovered this the hard way. Whether you live in a known flood …
And honestly, it’s not their fault. Between the insurance jargon, endless coverage options, and sneaky exclusions, it’s way too easy to think you’re covered… until you find out the hard way you’re not. This isn’t just about protecting bricks, wood, and drywall — it’s about protecting the place where you make memories, host holidays, and …
In addition to strong winds, hurricanes can cause rip currents, tornadoes, landslides, inland flooding, storm surges, and heavy rain. And while you can’t control the weather, you can prepare financially—especially when it comes to protecting your home from flood damage. Here’s the catch: many homeowners think they’re covered, but their National Flood Insurance Program (NFIP) …