Every layer of the insurance value chain underwriting, claims, pricing, even customer experience is being pulled apart and rewired. And right in the middle of this storm are the insurtechs: bold, restless startups reimagining what a centuries-old industry can look like. The New Engine of Insurance Innovation Not long ago, few people outside of Silicon …
But a new challenge has emerged. As the world grapples with climate volatility, cyberattacks, and aging populations, the next frontier for insurtech may lie in something much bigger: using artificial intelligence (AI) to help close the global protection gap between those who are insured and those left vulnerable. Insurtech Finds Its Footing in a Volatile …
Recurrent coverage gaps, the return of direct insurance, and the transformative potential of artificial intelligence were the three main themes of the event. Direct Insurance Disburses Benefits After the Storm Global markets were rocked by the widespread sense of uncertainty that followed the 2024 U.S. election. Direct insurers, meanwhile, continued to expand in silence despite …
The Big Bang in Binary The Future of Your Face When the Bodies of LLMs Arrive The New Loop of Learning Among them, The New Learning Loop stands out as a particularly human story. It’s not just about algorithms or automation it’s about trust, experimentation, and the partnership between people and machines. For the insurance …
But here’s the quiet truth that no one likes to say out loud: the best time to buy life insurance isn’t when you’re older, married, or signing the papers on your first house. It’s much, much sooner when life still feels wide open and invincible. Let’s break down why waiting can cost you more than …
The good news? Most of these blunders are entirely avoidable. With a little know-how and a bit of curiosity, you can make smarter, more confident choices that actually protect your wallet and your peace of mind. Let’s look at seven of the most common (and expensive) insurance mistakes and how to avoid falling into them. …
Without the jargon and fine print fog, let us dissect everything in a straightforward, kind manner. Is Life Insurance Really Necessary? Most likely, the answer is yes if someone you care about would have financial difficulties without your salary. Your designated beneficiaries—typically your spouse, kids, or anybody who needs you to pay the bills—will get …
The reason? Business insurance can feel complicated like a maze of policies, fine print, and premiums. But there’s one solution that simplifies it all: the Business Owner’s Policy (BOP). It’s an all-in-one insurance package designed for small to mid-sized businesses that need broad protection without breaking the bank. Let’s break down what a Business Owner’s …
Kenneth Saldanha joins us in our London studio for this anniversary edition to discuss the key themes that are changing the insurance market in the United Kingdom. The discussion covers the entire risk spectrum, from intense international competition to domestic pricing pressures, the emergence of Gen AI, and the future of pet insurance. The London …
A beach home isn’t just property, it’s a sanctuary where summers stretch long, laughter lingers, and memories salt the air. But owning a home so close to the ocean also means living side-by-side with its wild moods. So while your beach house protects your family’s memories, it’s your job to protect the house itself and …