Think of insurance as your safety net. It won’t stop accidents or lawsuits from happening, but it will make sure your business and your personal assets are protected when they do. What Is Commercial Business Insurance? At its core, commercial business insurance is designed to cover the losses that you, as a business owner, likely …
Month: August 2025
We’ve gathered the most important updates from major personal insurance carriers so you can easily see what’s available and how to access it. Encompass Insurance Encompass is offering a “Shelter-in-Place Payback” for eligible auto policyholders, plus extra perks during the pandemic: Payback Refund: About 15% of your April and May auto insurance premiums will be …
And life? Well… it loves to throw curveballs. An unexpected accident, a freak storm, or a split-second mishap could put those precious possessions at risk. Specialty insurance serves as a safety net for the things that are most important but do not necessarily fall under the purview of “standard insurance.” Because although cash can be …
Cold months can be tough on a home snow, ice, wind, and freezing temperatures all leave their mark. Now’s the perfect time to check things over, freshen up, and make sure your place is ready for the months ahead. Here’s your friendly, step-by-step checklist to de-winterize your home—inside and out. Inside the Hous 1.Check your …
Yet here’s the tough truth: your regular homeowner’s insurance won’t cover flood damage. That means, without flood insurance, the cost of repairs, cleanup, and even replacing your belongings will fall entirely on you. Sadly, after hurricanes in Texas and North Carolina, many families discovered this the hard way. Whether you live in a known flood …
And honestly, it’s not their fault. Between the insurance jargon, endless coverage options, and sneaky exclusions, it’s way too easy to think you’re covered… until you find out the hard way you’re not. This isn’t just about protecting bricks, wood, and drywall — it’s about protecting the place where you make memories, host holidays, and …
In addition to strong winds, hurricanes can cause rip currents, tornadoes, landslides, inland flooding, storm surges, and heavy rain. And while you can’t control the weather, you can prepare financially—especially when it comes to protecting your home from flood damage. Here’s the catch: many homeowners think they’re covered, but their National Flood Insurance Program (NFIP) …
You are not the only person who has ever questioned, “Do I really need comprehensive coverage?” or “What does it genuinely protect me from?” Let us examine what comprehensive insurance actually entails, why so many drivers in America opt for it, and five surprising ways it might prevent financial ruin. Let us start with the …
Many of us are finding something old and profoundly healing: forest therapy, as we continue to negotiate life after the pandemic—spending long days indoors, scrolling endlessly, and hooked to jobs and screens. What Exactly Is Forest Therapy? Forest treatment may appear to be simply another wellness fad at first. It is far from superficial, though. …
So, before you sign on the dotted line or click “Buy Now” on that too-good-to-be-true policy, take a moment. Breathe. Ask yourself the right questions. Because when it comes to protecting your car (and your peace of mind), one-size-fits-all coverage just doesn’t cut it. 1.How Often Are You Really Behind the Wheel? This isn’t about …